What happens if I transfer stock to my children?

January 21, 2005

Subject:  transferring stock
From:  W. C.
Date:  Wed, 15 Dec 2004

If I want to transfer stock I have to my children, what must I do and is there a cost?

Answer

Date:  20 Dec 2004

Hello W. C.,

If the stock is in a brokerage account, see your broker about how to make the transfer. If the stock is not publicly traded, you should consult with an attorney. You may transfer up to $11,000 in value to each of your children without being required to report the transfer on gift tax Form 709. If your transfer exceeds that amount, consult with a tax return preparer for help with the form.

Good luck!
Mike Gray

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